*Last day to file exemption is Friday, August 4th​

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Exemptions provide savings by reducing the equalized assessed value of an eligible property. The Cook County Assessor's Office is now accepting applications. Call (312) 443-7550 for more information. 

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• Homeowner Exemption

• Senior Exemption 

• Senior Freeze Exemption

• Persons with Disabilities Exemption

• Veterans with Disabilities Exemption 

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• Rebates for ENERGY STAR® qualified appliances, heating and cooling systems, and smart thermostats

• Discounts on ENERGY STAR® qualified home products and heating and cooling systems  

• Energy saving tips and additional programs 

• Rebates on qualifying HVAC, water heating, and thermostat systems

• Rebates for air sealing, insulation, and duct sealing performed by program approved contractors  

• Energy saving tips and additional programs 

Illinois is leading the nation in offering solar power incentives to homeowners through Illinois Solar for All (income restricted) and Illinois Shines (not income restricted)!

Elevate is able to address lead-based paint hazards in Chicago homes and home-based daycares. What the funding covers:

• A free Lead Risk Assessment of your home.

• Paint stabilization on walls and doors.

• Window replacement (for painted wood windows)

The Utility Billing Relief Program (UBR) is a City of Chicago program that offers support to low-income residents with their water and sewer bills.  Contact CEDA at 800-571-2332 to apply. 

The Peoples Gas Share the Warmth Program provides heating grants (of up to $200) towards the past due balance of your Peoples Gas bill.  Contact CEDA at 800-571-2332 to apply. 

• Utility bill assistance

• Home weatherization

• Furnace repair & replacement

• Family support

• Women, infants and children

• Housing services

Legal Aid Chicago provides free legal assistance in civil cases to residents of Chicago and Suburban Cook County who lack the resources to hire an attorney. To get help, call 312-341-1070, apply online, or find a walk-in clinic.

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Legal aid in the following areas: 

• Family & Safety

• House & Apartment

• Money & Debt 

• Work & Employment Rights 

• Health, Disability, and Basic Needs 

• Immigration 

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The Low Income Household Water Assistance Program (LIHWAP) is a federally funded program designed to assist low-income households with paying their past due water and wastewater (sewer) bills. Interested residents living in the City of Chicago can contact CEDA at 800-571-2332 for more information or to start the process.

The Low Income Home Energy Assistance Program (LIHEAP) is a federally funded program designed to assist low-income households to reduce cost associated with home energy services. Interested residents living in the City of Chicago can contact CEDA at 800-571-2332 for more information or to start the process.

*Application intake resumes October 2nd

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The Low Income Home Energy Assistance Program (LIHEAP) Furnace Assistance is a federally funded program that offers furnace assistance through repairs or replacement if your heating system is not functioning properly. Interested residents living in the City of Chicago can contact CEDA at 800-571-2332 for more information or to start the process.

Two lead service line replacement programs for homeowners who would like to replace their lead service lines: Equity Lead Service Line Replacement Program (income restricted) and Homeowner Initiated Lead Service Line Replacement Program (not income restricted)

Call 311 if you believe you have a leak or a break in your water service line. 

Assistance to Illinois homeowners who have struggled to pay their mortgage due to COVID-19. Now accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past-due mortgage and property tax payments.

The HomeMod Program provides accessibility modifications for Chicago residents with disabilities with low to moderate income.

*Lottery registration date will be announced later

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Formerly known as the Roof and Porch Repair Program, the Home Repair Program (HRP) expanded to include remediation of environmental health hazards and accessible repairs for eligible applicants for calendar years 2021 and 2022. Grants will be provided under grant agreements with homeowners for rehabilitation or repair services up to $24,999.

The Chicago Low-Income Housing Trust (CLIHTF) provides annual subsidies to rental property owners to reduce rents for residents of Chicago who make less than 30% of the area median income. 

The Additional Dwelling Unit (ADU) Pilot Program supports homeowners in acquiring additional income or to more easily age in place by adding one additional unit to their property.

Affordable, fixed-rate home improvement loans for large or small needs through an Illinois state-licensed, nonprofit mortgage lender. Contact Neighborhood Housing Services of Chicago (NHS) to speak with a Loan Originator. 

Members of NWHEAP are eligible to apply for special no-to low-interest loans to repair or remodel their homes.

Members of SWHEAP are eligible to apply for special no-to low-interest loans to repair or remodel their homes.

The Illinois Energy Efficiency Loan Program allows utility customers to pay for energy improvement investments through a monthly loan charge on their utility bill. This program is designed to encourage installation of energy efficiency measures to decrease energy consumption, enhance building comfort, and reduce utility bills.

The Tax Increment Finance Purchase Rehab (TIFPR) program is a City of Chicago initiative which uses Tax Increment Finance (TIF) funding as a forgivable loan to purchase and rehab vacant 1-4-unit residential properties within active TIF districts that have allocated money to be used for this purpose.

The Chicago Community Land Trust (CCLT) provides working individuals and families with opportunities to purchase their own homes at prices they can afford, along with a network of support to help ensure their ongoing success. 

Available through participating lenders, the TaxSmart program provides a federal income tax credit to qualified homebuyers and homeowners—helping them save money on federal income taxes.

If turned around, troubled buildings can have a revitalizing effect on the surrounding community. The troubled Building Initiative (TBI) is a tool to help reclaim troubled and abandoned building that create dangerous and hazardous conditions. If you have a troubled building on your lock, contact 311's non- emergency line. 

You may be eligible to receive financial assistance for the following services:

• Water/Sewer Payment

• Energy Utility Bill Assistance

• Rental Assistance

• Temporary Shelter

• Financial Management

• Food

• Employment Training/Placement

Homeowners must be aged 62 or older, own their homes free and clear or have significant equity in the property, and they must live in the property as their primary residence.

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The HUD-insured reverse mortgage, or the Home Equity Conversion Mortgage (HECM), is the most common type of mortgage for most senior homeowners. For more information on the reverse mortgage, call 311 or contact the Illinois office of the AARP.

Housing Counseling Centers (HCC) are HUD-Certified Housing Counseling Agencies who help individuals work towards achieving homeownership in the short-term or long-term. 

*Program currently closed 

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The MMRP Purchase Assistance Grant provides up to $15,000 in down payment assistance for the purchase of a home in one of the City of Chicago’s 11 Micro Market Recovery Program (MMRP) Areas.

*Currently closed, will reopen Nov 1, 2023

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The Emergency Heating Repair Program (EHRP) provides grants to eligible owner-occupants of one to four-unit residential buildings to assist them with emergency heating system repairs during the winter season. The average grant is $7,000.

*No longer accepting applications for 2023

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Voluntary program in which property owners share the cost of sidewalk repair with the City. Thousands of Chicagoans have been a part of this popular program, taking advantage of the low cost, exceptional value, and ease of participation. Applications taken on a first-come, first-served basis.

*Program currently closed

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Covers exterior home repairs. To qualify, you must have an owner-occupied residential property (1 to 4 dwelling units) in one of the City of Chicago’s 10 MMRP Target Areas or the Woodlawn or North Lawndale Community Areas.

*No longer accepting applications

The Critical Home Improvement Program (CHIP) provides eligible homeowners with up to $15,000 in health and safety home repairs in Auburn Gresham, Avalon Park, Chatham, Englewood, and Greater Grand Crossing. Eligible home repairs include – but are not limited to – roofs, windows, entryways, porches, masonry; and interior health and safety improvements, including repairs to heating, electrical and plumbing systems.

*Waitlist currently closed, may reopen for 2024

The Small Accessible Repairs for Seniors (SARFS) program provides enabling devices to one to four-unit residences occupied by low-and moderate income seniors who are at least 60 years of age.