Energy Savers for Single-Family 

Chicago Bungalow Association

Free weatherization services and installation of free energy-saving products.

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Eligibility Requirements:

• Vintage single-family home built at least 50 years ago

• Owner occupied

• Located in the City of Chicago

• Household income of 80% Area Median Income (AMI) or lower is required to apply.

Energy Savers for Two-Flats

Chicago Bungalow Association

Free weatherization services and installation of free energy-saving products.

Eligibility Requirements:

• Two-Flat building type with both apartments inhabited

• Owner occupied in at least one apartment

• Must have an active ComEd® account

• Properties must be located within a census tract with at least 60% of its households’ incomes at or below 80% Area Medium Income (AMI).

Energy Upgrades for Suburban Cook County

Chicagoland Vintage Home Association

Free weatherization services and installation of free energy-saving products.

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Eligibility Requirements:

• Vintage single-family home built at least 30 years ago

• Home must be owner-occupied

• Must have an active ComEd® account

• Home must be located in Suburban Cook County

• Household income of 80% Area Median Income (AMI) or lower is required to apply.

Small Accessible Repairs for Seniors 

City of Chicago

The Small Accessible Repairs for Seniors (SARFS) program provides enabling devices to one to four-unit residences occupied by low-and moderate income seniors who are at least 60 years of age.

ComEd Energy Efficiency Program

ComEd®

• Rebates for ENERGY STAR® qualified appliances, heating and cooling systems, and smart thermostats

• Discounts on ENERGY STAR® qualified lightbulbs

• Energy saving tips and additional programs

Peoples Gas Energy Efficiency Program

Peoples Gas

• Rebates up to $600 for qualifying boilers, furnaces, water heaters, and programmable thermostats

• Energy saving tips and additional programs

Residential Solar Programs

Sunrun

Illinois is leading the nation in offering solar power incentives to homeowners through Illinois Solar for All (income restricted) and Illinois Shines (not income restricted)!

Emergency Heating Repair Program

City of Chicago

The Emergency Heating Repair Program (EHRP) provides grants to eligible owner-occupants of one to four-unit residential buildings to assist them with emergency heating system repairs during the winter season. The average grant is $7,000.

CEDA Services

Community and Economic Development Association of Cook County, Inc. (CEDA)

• Utility bill assistance

• Home weatherization

• Family support

• Women, infants and children

• Housing services

Home Repair Program

City of Chicago

Formerly known as the Roof and Porch Repair Program, the Home Repair Program (HRP) expanded to include remediation of environmental health hazards and accessible repairs for eligible applicants for calendar years 2021 and 2022. Grants will be provided under grant agreements with homeowners for rehabilitation or repair services up to $24,999.

Home Repair Loans

Neighborhood Housing Services of Chicago

Affordable, fixed-rate home improvement loans for large or small needs through an Illinois state-licensed, nonprofit mortgage lender.

Targeted Home Improvement Grant

Neighborhood Housing Services of Chicago

Covers exterior home repairs. To qualify, you must have an owner-occupied residential property (1 to 4 dwelling units) in one of the City of Chicago’s 10 MMRP Target Areas or the Woodlawn or North Lawndale Community Areas.

Lead Service Line Replacement Program

City of Chicago

Two lead service line replacement programs for homeowners who would like to replace their lead service lines.

Additional Dwelling Unit Pilot Program

City of Chicago

The Additional Dwelling Unit (ADU) Pilot Program supports homeowners in acquiring additional income or to more easily age in place by adding one additional unit to their property. 

Home Improvement Loan Program

Southwest Home Equity Assurance Program

Members of SWHEAP are eligible to apply for special no-to low-interest loans to repair or remodel their homes.

Home Improvement Loan Program

Northwest Home Equity Assurance Program

Members of NWHEAP are eligible to apply for special no-to low-interest loans to repair or remodel their homes.

TaxSmart

City of Chicago

Available through participating lenders, the TaxSmart program provides a federal income tax credit to qualified homebuyers and homeowners—helping them save money on federal income taxes.

Neighborhood Lending Program

City of Chicago

The Neighborhood Lending Program (NLP) provides forgivable loans or grants covering the closing cost, appraisal gaps, affordability assistance, and specific rehabilitation costs for qualifying borrowers for eligible single-family properties and multi-family homes of two to four-units. 

The Chicago Low-Income Housing Trust Fund

City of Chicago

The Chicago Low-Income Housing Trust (CLIHTF) provides annual subsidies to rental property owners to reduce rents for residents of Chicago who make less than 30% of the area median income. 

Troubled Building Initiative

City of Chicago

​If turned around, troubled buildings can have a revitalizing effect on the surrounding community.

Chicago Community Land Trust

City of Chicago

The Chicago Community Land Trust (CCLT) provides working individuals and families with opportunities to purchase their own homes at prices they can afford, along with a network of support to help ensure their ongoing success. 

Housing Counseling Centers

City of Chicago

Housing Counseling Centers (HCC) are HUD-Certified Housing Counseling Agencies who help individuals work towards achieving homeownership in the short-term or long-term. 

Foreclosure Prevention Program

City of Chicago

Personalized foreclosure and post-purchase counseling and education for at-risk homeowners to avoid foreclosure. Housing counselors may also assist homeowners in communicating with their mortgage servicer including understanding the different lossmitigation options which may be available to them.

Illinois Emergency Housing Assistance Fund Program

Illinois Housing Development Authority

Assistance to Illinois homeowners who have struggled to pay their mortgage due to COVID-19. Now accepting applications from homeowners for grants of up to $30,000 to eliminate or reduce past-due mortgage and property tax payments.

Help for Illinois Families

Illinois Dept. of Commerce & Economic Opportunity

You may be eligible to receive financial assistance for the following services:

• Water/Sewer Payment

• Energy Utility Bill Assistance

• Rental Assistance

• Temporary Shelter

• Financial Management

• Food

• Employment Training/Placement

Chicago Moves

City of Chicago

Chicago Moves is a financial assistance program aimed at providing financial relief for Chicago residents struggling with transportation expenses.